Calculated Industries Qualifier Plus IIIx Bedienungsanleitung

Calculated Industries Taschenrechner Qualifier Plus IIIx

Lesen Sie kostenlos die 📖 deutsche Bedienungsanleitung für Calculated Industries Qualifier Plus IIIx (77 Seiten) in der Kategorie Taschenrechner. Dieser Bedienungsanleitung war für 18 Personen hilfreich und wurde von 2 Benutzern mit durchschnittlich 4.5 Sternen bewertet

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USER’SGUIDE — 1

The was custom-designed for mortgage lenders andQ PU A L I F I E R L U S I I I X

residential real estate professionals. With the push of a few buttons,

it will pre-qualify prospective buyers instantly and solve hundreds of

mortgage loan problems with ease! It’s the most complete and easy-

to-use real estate finance calculator on the market!

Features:

• Easy and Complete Buyer Qualifying

• Find Qualifying Loan Amount, Income Required and

Maximum Allowable Debt

• Use 2 Qualifying Ratios at Once to Compare Different Loans

(e.g., conventional vs. FHA/VA loans)

• Find the Restricted and Unrestricted Qualifying Loan Amount

• TInstant P&I, PITI and otal Payment

• Interest-Only Payment

• TExpanded ax and Insurance Capabilities

• Built-in Sales Price and Down Payment

• Works in Annual Term and Interest

• Flexible, “what if” Loan or TVM Calculations — Finds Loan

Amount, Term, Interest or Payment

• Future Value and Appreciation

• Complete Amortization

• Remaining Balances/Balloon Payments

• Adjustable Rate Mortgages (ARMs)

• TAPR and otal Finance Charges

• Bi-Weekly Loans

• Trust Deeds (investments)

• Date Math

• Also Works as a Standard Math Calculator

New!

• T1st and 2nd rust Deeds (80:10:10/80:15:5),

or Combo Loans

• APR, including Mortgage Insurance

• TIncome ax Savings, Mortgage Interest Deduction

• Interest-Only Payments

• Loan-to-Value (LTV)

• Odd-Days Interest (ODI) and Month Offset

• Rent vs. Buy

Introducing the Q PUALIFIER LUS

IIIX

Mortgage Loan Calculator

2 — QUALIFIER PLUS ®IIIX

GETTING STARTED 5..........................................................................

KEY DEFINITIONS .........................................................................5

Basic Operation Keys ..................................................................5

Mortgage Loan (TVM) Keys.........................................................6

Tax Savings Keys.........................................................................9

Rent vs. Buy Keys .....................................................................10

Qualifying Keys ..........................................................................10

Tax, Insurance and Expense Keys ............................................13

1st and 2nd T ..........................14rust Deeds (Combo Loan) Keys

BASIC ARITHMETIC EXAMPLES ...............................................16

Arithmetic ...................................................................................16

Percentage Calculations ............................................................16

Figuring Straight % Commission ...............................................16

Reduction in Listing Price (Discount %) ....................................17

Simple, One-Year Home Appreciation (Add-on %)....................17

Date Examples...........................................................................18

CALCULATOR SETTINGS...........................................................19

Decimal Place Selection ............................................................19

Preference Settings ...................................................................20

MEMORY ......................................................................................22

Accumulative Memory................................................................22

Memory Storage Keys (M0-M6).................................................23

EXAMPLES......................................................................................25

MORTGAGE LOANS/TIME-VALUE-OF-MONEY (TVM)..............25

Finding the Monthly Mortgage (P&I) Payment...........................26

Finding the Interest Rate ...........................................................26

Finding the Term of a Loan........................................................26

Finding the Loan Amount...........................................................27

Paying Off a Mortgage Early (Making Larger Payments)..........27

Simple Interest vs. Compound Interest......................................28

Future Value...............................................................................28

Appreciation ...............................................................................28

Non-Monthly Loans ....................................................................29

Finding a Quarterly Payment .....................................................29

Sales Price/Down Payment .......................................................30

Finding Loan Amount Based on Sales Price and Down

Payment..................................................................................30

Taxes and Insurance..................................................................31

Setting Tax and Insurance % Rates...........................................32

TABLE OF CONTENTS

Produktspezifikationen

Marke:	Calculated Industries
Kategorie:	Taschenrechner
Modell:	Qualifier Plus IIIx
Display-Typ:	LCD
Akku-/Batteriebetriebsdauer:	800 h
Breite:	76 mm
Tiefe:	13 mm
Gewicht:	91 g
Produktfarbe:	Silber
Steuerung:	Tasten
Akku-/Batterietyp:	LR44
Höhe:	140 mm
Energiequelle:	Akku
Display-Hintergrundbeleuchtung:	Nein
Typ:	Finanzrechner
Anzahl unterstützter Akkus/Batterien:	2
Akku-/Batteriespannung:	1.5 V
Formfaktor:	Tasche
Textzeilen:	- Zeilen
Abdeckung:	Ja
Gewinnermittlung:	Ja
Steuerberechnung:	Ja
Display klappbar:	Nein
Stellen:	9 Ziffern
Display, sichtbarer Bereich BxH:	22 x 64 mm
Automatische Abschaltung nach:	12 min
Anzeigegröße (HxV):	0.86 x 2.5 Zoll
Schlüsselanzahl:	42 Schlüssel